As
we know one way to tackle the risk of loss is to insure a risk to the
insurance company. This method is considered as a method of the most
important and most good in the effort to cope with risk. Therefore many
people who argue that risk management is the same with insurance. Though
the actual circumstances and the fact is different from the truth.
Insurance coverage bias is meaningful transaction, which involved
between the two parties, the insured and the insurer. Where the insurer
guarantees the insured party, that he will seek relief against any loss
which may be suffered, as a result of an event which was originally not
necessarily going to happen or who previously could not be determined
when / when incurred. As kontraprestasinya the
insured in the compulsory pay some money to the insurer, the amount of a
percentage of total coverage, commonly called "premium". Viewed from
some angles, then the insurance has the purpose and techniques of
various solutions, among others: a. In terms of economy, then: The goal:
reduce the uncertainty of the results of the work done by a person or
company in order to meet the needs or achieve goals.
Techniques: by altering the risk to other parties and other parties
combine a number of risks large enough so that it can be estimated with
more precision the magnitude of potential loss. further with themes that
would be better and some other information.
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