UNDERSTANDING INSURANCE

     As we know one way to tackle the risk of loss is to insure a risk to the insurance company. This method is considered as a method of the most important and most good in the effort to cope with risk. Therefore many people who argue that risk management is the same with insurance. Though the actual circumstances and the fact is different from the truth. Insurance coverage bias is meaningful transaction, which involved between the two parties, the insured and the insurer. Where the insurer guarantees the insured party, that he will seek relief against any loss which may be suffered, as a result of an event which was originally not necessarily going to happen or who previously could not be determined when / when incurred. As kontraprestasinya the insured in the compulsory pay some money to the insurer, the amount of a percentage of total coverage, commonly called "premium". Viewed from some angles, then the insurance has the purpose and techniques of various solutions, among others: a. In terms of economy, then: The goal: reduce the uncertainty of the results of the work done by a person or company in order to meet the needs or achieve goals. Techniques: by altering the risk to other parties and other parties combine a number of risks large enough so that it can be estimated with more precision the magnitude of potential loss. further with themes that would be better and some other information.